Payday Super Is Coming: What Small Businesses Should Know

If you run a small business, here's a quick heads-up: starting 1 July 2026, Payday Super is changing how superannuation is paid. Instead of making contributions quarterly, employers will need to pay super whenever employees get paid.

What This Means

Right now, lots of businesses calculate super during payroll but pay it quarterly. With Payday Super, you'll need to handle super contributions with every pay run, whether that's weekly, fortnightly, or monthly.

This means super will be aligned with wages, so employees will see their contributions sooner, and super reporting will be more up-to-date.

Small Business Super Clearing House Is Closing

Another big change: the Small Business Superannuation Clearing House will close from 1 July 2026. If you use the clearing house now, you'll need to pay super directly through payroll software or other payment systems.

If your current setup relies on the clearing house, it's a good idea to review your processes now to make sure everything will run smoothly.

Preparing Your Business

Even if your payroll is already up to date, it's worth checking:

• Employee super details are correct

• Payroll software is set up for automated super payments

• Cash flow aligns with paying super each pay run

A few small adjustments now can save headaches later.

How Local Bookkeeping Can Help

At Local Bookkeeping, we help small businesses stay compliant and make payroll simple. Our services include:

• Automated payroll and super setup

• Preparing businesses for Payday Super and clearing house changes

• Training staff to run payroll correctly

• Full payroll services, including super payments, leave tracking, and STP reporting

Whether you just need guidance or want us to handle payroll entirely, we're here to make compliance hassle-free.